Deferred payment with PayPo.pl is an innovative method of deferring payments for your purchases by 30 days. You can buy a product in our shop without involving your own resources and repay the amounts due to PayPo.pl at no extra cost in 30 days following the transaction. After that period, the system breaks down the payment into 4 installments.

When you checkout in the payment tab, select “online payment”, then Przelewy 24 (our online payments operator). There is a checkbox with PayPo.pl in the bank selection and payment method selection panel.

After selecting the method PayPo.pl, a 2-stage transaction system is launched. In the first step of the transaction, you enter your PESEL number to let PayPo.pl confirm your identity (only in case of the first transaction – in the next one, you only need to log in). In the second step of the transaction, you enter the text message code confirming the transaction.

PayPo.pl presents the credit decision in a few seconds. The whole process is carried out online.

If the decision is positive, you receive an e-mail with transaction confirmation and its summary. Additionally, you receive a text message with the temporary password to your PayPo Customer Panel.

In case of negative verification, PayPo.pl provides information about the reason for rejection, it also informs that the customer has the right to reassessment by the financial risk analysis department of PayPo.pl if the customer does not agree with the decision.

If your telephone number has changed in the meantime, please contact PayPo. Returning customers can also edit the phone number in the Customer Panel in the tab “my details”.

PayPo.pl - contact by phone and e-mail:

+48 22 333 74 60

[email protected]

Logging in to the Customer Panel is not obligatory. The Customer Panel provides all the detailed information about the transaction:

• the payment date (30 days after the transaction),
• information about the possibility to break down the payment in 4 convenient installments after the deferment date with full information about the amount of installments,
• option of repayment via instant payments, details for traditional bank transfer and postal order for downloading,
• the amount of the available purchase limit.

The purchase limit is a contractual limit granted by PayPo.pl to the Customer at a given time. It has no impact on your creditworthiness.

The customer incurs no costs for the deferment of payment by 30 days in PayPo. The customer only pays the actual value of ordered goods.

A customer who has forgotten the password may use the password reminder option available on PayPo.pl website in the top right corner after selecting the option “log in”.

On the login page, there is the “I forgot my password” option available under the password field. A password reset link will be sent by e-mail. Enter the new password and repeat it.

The account number is presented in the Customer Panel when you select the option “Pay” in the transaction list.

You can also find it in the e-mail confirmation after the transaction.

Moreover, the account number is provided in e-mail notifications on repayment dates.

Each customer has his or her individual PayPo.pl account - you can be sure that your payment is credited correctly.

If the customer returns the device in 30 days, the transaction is closed automatically.

The amount of your order is updated. The customer only repays the remaining part of the order.

After 30 days, the price of order is automatically broken down into 4 installments. You can pay the installment due or the whole price at any time.

Do not hesitate to contact PayPo by phone or e-mail:

+48 22 333 74 60

[email protected]